added insurance cost modifier to backgrounds

git-svn-id: https://ja2svn.mooo.com/source/ja2/trunk/GameSource/ja2_v1.13/Build@6360 3b4a5df2-a311-0410-b5c6-a8a6f20db521

Laptop/insurance Contract.cpp

@@ -25,6 +25,7 @@
 	#include "Strategic Status.h"
 	#include "Assignments.h"
 	#include "Map Screen Interface.h"
+	#include "Interface.h"				// added by Flugente
 #endif
 #include <vector>
 
@@ -1188,6 +1189,9 @@ INT32	CalculateInsuranceContractCost( INT32 iLength, UINT8 ubMercID )
 	// calculate the overall insurability risk factor for this merc by combining all the subfactors
 	flRiskFactor = flSkillFactor * flFitnessFactor * flExpFactor * flSurvivalFactor;
 
+	// Flugente: backgrounds
+	flRiskFactor = flRiskFactor * (100 + pSoldier->GetBackgroundValue(BG_PERC_INSURANCE)) / 100;
+
 	// restrict the overall factor to within reasonable limits
 	if (flRiskFactor < MIN_INSURANCE_RATIO)
 	{